Humanising Financial Services
Growth — We are passionate about constant improvement and innovation.
Asset Acquisition and Investment

Term Financing under murabahah
It provides protection against rising cost of fund since financing is based on sale contract.

Term Financing under Ijarah Muthahiah Bitamlik (IMBT)
Since the Bank will be the owner of the asset, financing will be an off-balance item and create positive impact on customers balance sheet.

Term Financing under Musyarakah Mutanaqisah (MMQ)

Ijarah element in the product enable profit margin to be floating and effectively more competitive.  MMQ product structure provides flexibility to requirement for extension of payment period or payment holiday or restructuring and cost effective.

Term Financing under Istisna for asset under construction
Enable release of financing in progress for  purchase of asset under construction or fabrication.